what? first of all, it would be unfair to remove it now, without PLENTY of advance warning, since people have put their gold in there assuming they can take it out and it would be ridiculous to suddenly take that gold away. Secondly, there is currently no use for the guild gold, so it would be pointless since nobody would ever contribute knowing that they couldn’t get that gold back, even from the leaderboards.
We know that minecraft players are unreliable, and that’s why shared things never work as well in minecraft as they do in real life. If a guild were to be disbanded, nobody would be happy with all the gold disappearing. The only potential benefit could be deleting gold to try to bring down the economy, and that is definitely not the way to do it because nobody would be happy with this change and it just deletes gold. That would definitely anger so many people, especially those who didn’t know that they could get it out (after all, ‘bank’ does tell you that it is retrievable).